Terms of Service

Effective [Effective date]

These terms are an agreement between you and SEE Media LLC ("we", "us") for your use of Ordo (the "service"). By creating an account or using the service, you agree to them and to our Privacy Policy. If you don't agree, don't use the service.

1. Who can use it

You must be at least 18 and live in the United States. You may only add your own financial information.

2. Education and planning only, not advice

Ordo helps you organize and understand your own numbers. Everything in it, including answers from Ava and Tobias, is for educational and personal planning use only and is not investment, tax or legal advice. We are not a broker-dealer, investment adviser, tax preparer or law firm. Nothing in the service is a recommendation to buy, sell or hold any security or to follow any investment strategy.

Ava and Tobias are AI characters, not people, and not licensed professionals. Their answers can be incomplete or wrong. Check anything important, and talk to a qualified professional before making financial, tax or legal decisions.

The quarterly call included with the Advisor plan is a general review of your numbers with a licensed advisor. Any personalized investment advice would only be given under a separate written agreement with a properly registered firm, not under these terms.

3. Your account

Give accurate information, keep your password private, and tell us right away at sam.seemedia@gmail.com if you think someone else is using your account. You're responsible for what happens in your account.

4. Connected accounts

When you connect an account, you authorize us and our provider Plaid to access your information at that institution for you, as described in the Privacy Policy. Your bank provides that information; we don't guarantee it is complete, accurate or current, and connections can stop working. You can disconnect at any time.

5. Plans, billing and cancellation

• Free ($0): connected accounts (up to 2 institutions), net worth, your game plan, monthly check-in, plan and goals.
• Plus ($9.99 a month or $89 a year): everything in Free, plus Ask Ava and Talk to Tobias, creator tax set-asides (when available) and unlimited connected accounts.
• Advisor ($29 a month or $299 a year): everything in Plus, plus a quarterly call with a licensed advisor.

Paid plans renew automatically at the end of each monthly or yearly period, and we charge your payment method through Stripe until you cancel. Prices don't include any taxes that apply. If you switch plans or billing periods, the change is prorated: unused time on your old plan is credited toward the new one.

You can cancel anytime on the Membership page. Cancellation takes effect at the end of the period you've paid for, and you keep your plan until then. We don't refund partial periods, except where the law requires it. If a payment fails and can't be collected, your account moves to Free.

If you delete your account, any paid plan ends immediately and the rest of the period isn't refunded. To keep it until the end of the period, cancel on the Membership page first and delete your account after that.

We may change prices or what each plan includes. We'll tell you at least 30 days before a price change affects you, and it applies from your next renewal, so you can cancel first.

6. Using the service fairly

Don't:

• use the service for anything illegal, or with information that isn't yours to use;
• try to get into other users' data or our systems, or get around limits or security;
• copy, scrape, resell or reverse engineer the service;
• use Ava or Tobias to produce harmful content or to overload them.

7. Your information and our service

Your financial information stays yours. You let us use it only to provide the service to you, as described in the Privacy Policy. The service, including its design, Game Plan framework, characters, text and software, belongs to us and our licensors. You may use it for your own personal finances.

8. Other companies' services

The service relies on others, including Plaid, Stripe and Anthropic. Their own terms may also apply to you, and we aren't responsible for their services.

9. Disclaimers

The service is provided "as is" and "as available". To the extent the law allows, we disclaim all warranties, including that it is accurate, uninterrupted, error-free or fit for a particular purpose.

10. Limit on our liability

To the extent the law allows, we aren't liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, savings or data, or for decisions you make based on the service. Our total liability for any claim about the service is limited to the greater of what you paid us in the 12 months before the claim and $100. Some states don't allow these limits, so they may not all apply to you.

11. Ending your use

You can stop using the service and delete your account at any time, in the app under Your account. We may suspend or close accounts that break these terms or put the service or other users at risk. Sections 2, 7, 9, 10 and 12 continue after your account ends.

12. Governing law

These terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules. Any dispute will be decided in the state or federal courts located in Florida, unless the law where you live gives you the right to bring it elsewhere.

13. Changes to these terms

We may update these terms. We'll update the date above and, for significant changes, tell you by email or in the app before they take effect. Using the service after that means you accept the new terms.

14. Contact

SEE Media LLC, sam.seemedia@gmail.com